Your pension fund is invested by experts on your behalf. However, you have a considerable degree of control over the way in which this happens.
Risk levels
Each fund has been allocated one of six risk classifications, from minimal to higher risk, to help you choose the funds you want. The risk classification allocated is relative to the entire AEGON Scottish Equitable fund range and based on the fluctuation in historic values and each fund's defined objectives.
The risk rating for each of our funds is based on its risk relative to other funds in our full fund range. It’s not its risk compared against industry benchmarks.
Choice
You can choose to invest your pension plan in funds from a number of highly regarded and respected fund management companies.
Lifestyle investment strategy
Alternatively, you can choose our lifestyle investment strategy, which aims to build your pension fund in the earlier years, then protect its purchasing power as you near retirement.
We may change, close or wind up any lifestyle fund, without letting you know in advance.
Common questions
Not sure about something? You might find the answer here.
Further information... Who should I talk to?
Speak to your financial adviser to find out more. If you don't have an adviser, the IFA Promotion Service or the Society of Financial Advisers can help you find one.
